We believe the best work is done through collaboration. Within our team, with our clients. Principles in practice together.
Our guiding principle at Ballast is simple- build a team that we would want to take care of our own families. Sometimes this means better educating ourselves or adding expertise through hiring. However, at times the best course is to go out and find an expert in the community. With special needs families, we’ve found … Continued
The last several days have reminded all investors that volatility is part of long-term investing. With the S&P 500 down nearly 10% from its peak over the past ten trading days, many have been quickly reminded that markets do not continually increase. The most recent 10% market pullback was the beginning of 2016; for that … Continued
As we continue to discuss cash flow topics in our Ballast Atheneum, we considered it relevant to discuss car payments. Among the more common things we find that tends to break a budget are the often-forgotten costs of car ownership. It’s easy to remember the monthly payments, insurance premiums, filling up the gas tank, and … Continued