Since our founding, our vision remains steadfast: build a team that we would want to advise our families.

Our team works as your personal financial advisor, helping you navigate through career development, peak accumulation years, and financial independence. As an objective partner, we help balance your retirement savings with personal spending, while providing cohesive and purposeful investment management. Our continuously evolving plan cultivates and protects your legacy.

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We Are Your Partner

Ballast is more than your advisor; we are your partner. We proactively monitor your continually evolving financial plan to help you achieve your financial goals. As fiduciaries, our team of CERTIFIED FINANCIAL PLANNER™ (CFP®) practitioners only have your best interests in mind. We are inspired by the trust clients place in our firm, and our financial advisors provide leadership with honesty, integrity, and the utmost loyalty.

We take the time to get to know you and understand your comprehensive financial situation—just as we would with a member of our own family.

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Optimized Planning

We strive to optimize your finances and financial decision-making. Together, we utilize financial planning tools to take advantage of different opportunities presented within your financial life. As your life evolves, so do our recommendations.

The Ballast Client Experience

Choosing the right financial advisor is key to reaching your financial goals. Our team at Ballast serves as your personal CFO, coordinating and managing all aspects of your financial life.

Financial Planning

After a comprehensive review of personal and financial data, and by factoring in your personal goals, desires, and behavioral traits, we formulate your individualized financial plan. By taking the time to get to know you personally to build a solid and trusting relationship, we can work to proactively anticipate your needs and solve any problems.

Asset Management

You lead a complicated life. We strive to find optimal solutions to the complex needs and opportunities that your financial situation presents. With a sound financial plan as the foundation of our guidance, our team of advisors helps ensure that every aspect of your portfolio is optimized and purposefully invested.

Our Writings

(With Perspective) There Is Good in This Selloff

Yes, I said it; there are countless reasons to celebrate what we are and have been experiencing in the financial markets.  From a historical perspective, we believe the developments in this environment are constructive to a healthier economic and market environment in the future.  Let me count the ways:   1. The Market is FINALLY...

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Taxes in Retirement – Case Studies

Key Takeaways: Your sources of income will change, but you will still owe taxes in retirement. In general, your principal (or “cost basis”) will be returned to you tax-free. A diversified portfolio protects in down markets and provides flexibility when planning for taxes.     When you’ve spent your adult life working and saving, retirement...

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Market Volatility & Behavior Finance

  If you feel like the stock market has been all over the place recently, there is some merit behind the feeling. So far, during 2022 we have experienced 41 days where the S&P 500 has returned greater than a +/- 1% return. This represents approximately half of the trading days of the year so...

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