If you feel like the stock market has been all over the place recently, there is some merit behind the feeling. So far, during 2022 we have experienced 41 days where the S&P 500 has returned greater than a +/- 1% return. This represents approximately half of the trading days of the year so … Continued
Key Takeaways: Last week, the Federal Reserve raised the Federal Funds Rate by 0.25%. The Federal Reserve is projecting several more rate increases in 2022. The Federal Reserve is confident in a strong US economy and the ability for the economy to withstand higher interest rates. Last week the Federal Reserve raised interest … Continued
As we officially enter the month of November, it is hard to believe that Thanksgiving is just three weeks away. Hopefully, this year brings back the celebration of holiday traditions and family gatherings. However, before the sugarplums start dancing, we need to stay diligent and focus on year-end planning to ensure we are making sound … Continued
Key Takeaways: Economic data indicates a return to pre-pandemic levels of activity A tight labor market has contributed to some wage inflation Inflation, wages/jobs, supply chain issues will continue to be areas of interest As kids return to school, summer trips come to an end, and everyone starts to eye the holidays, investors and … Continued
As we meet with new families, we continually hear the same two questions: 1) are we making good decisions with the money we earn and 2) are we saving enough for retirement? These questions are typical whether a person is 35 years old or 55 years old. According to the Federal Reserve Bank of St. … Continued
Over the past decade, the Federal Reserve has been pushing for modestly higher interest rates and inflation. To anyone following the markets or economic news, this statement is nothing new to hear. However, with higher inflation starting to build momentum, an economy that is beginning to stand on its own, and the potential of a US government … Continued
When entering retirement, the question of how to structure income can be the most influential factor in determining a family’s long-term financial well-being. Several factors such as income source, inflation, and sequence of returns present risks and opportunities for retirees. Today’s Atheneum discusses how we might explore retirement income with John and Jane Smith. They … Continued
Key Takeaways: Housing inventory has declined by 52% from last year and is 15.6% more expensive. Millennials are finally participating in home purchases in a more prevalent way. Low inventory and increased construction costs have made home purchase decisions difficult for buyers. To put it bluntly, the housing market is on fire! Over the past … Continued
In the shortest of terms, a vaccine brings positive momentum to the markets. Short to mid-term, we are not out of the woods; the next few months may be challenging from a healthcare standpoint and ultimately an economic standpoint. The long-term brings expedited trends to the market/world; it will be fascinating to see how these … Continued
No matter how you divide the historic political leadership landscape, at the end of the four-year cycle, the investment returns of the US markets are relatively the same. The US markets have experienced significant growth with both Republican and Democrat Presidential leadership. 10-Years after the first year of a new President’s term, in 100% of … Continued
