COVID-19 Vaccines and the Stock Market

Andy Reynolds

Weekly Update

In the shortest of terms, a vaccine brings positive momentum to the markets. Short to mid-term, we are not out of the woods; the next few months may be challenging from a healthcare standpoint and ultimately an economic standpoint. The long-term brings expedited trends to the market/world; it will be fascinating to see how these … Continued

The Markets & The Election

Andy Reynolds

Weekly Update

No matter how you divide the historic political leadership landscape, at the end of the four-year cycle, the investment returns of the US markets are relatively the same. The US markets have experienced significant growth with both Republican and Democrat Presidential leadership. 10-Years after the first year of a new President’s term, in 100% of … Continued

Why am I an Investor?

Andy Reynolds

Weekly Update

Investing is not a get-rich-quick-scheme, but rather an infusion of cash into a company that provides a service or product with the goal of accelerating the growth of the company over time. Ultimately, nearly all investors are trying to grow wealth to increase their net worth, to keep up with inflation and maintain a withdrawal … Continued

The Ballast Life Episode #5: The Future of Higher Education with Centre College President Dr. John Roush

Andy Reynolds

Podcast

Andy Reynolds, Ballast’s COO and Financial Advocate, recently sat down with Centre College President Dr. John Roush to discuss the future of college. Listen to their candid discussion on the immediate impacts of COVID-19 and collegiate distance learning, as well as insights into the future of college expenses, debt, and college savings.  Click below to … Continued

How does the recent $2 Trillion stimulus package affect you?

Andy Reynolds

Weekly Update

On Friday, as we finished our week with an office-wide Zoom conference call, I agreed to write the commentary over the weekend on the recently passed $2 Trillion stimulus package, adequately titled The Coronavirus Aid, Relief, and Economic Security Act (The CARES Act). As I sit here late Sunday night, hours into researching and writing … Continued

Coronavirus (COVID-19) & The Markets

Andy Reynolds

Weekly Update

As you likely can imagine, over the past few weeks we have been paying very close attention to the global markets, domestic/foreign economies, and medical news to better understand COVID-19 and its potential impacts.  Please know that we are doing everything we can to stay abreast of all potential outcomes and to work with clients … Continued

Surprise of 2019 – Lower Rates & High Bond Returns

Andy Reynolds

Weekly Update

Key Takeaways:   As the Federal Reserve eyes another rate cut, it is important that investors: Review interest rates on loans. Review your equity/bond exposure. Seek competitive rates on cash deposits.   With rates falling drastically over the past twelve months, one of the more surprising outcomes of 2019 so far has been the return … Continued

What Makes People Happy in Retirement?

Andy Reynolds

Weekly Update

As financial advocates and planners, we are typically the first to learn of a potential retirement.  Most clients want to know if they are going to have enough money during retirement and how they will make their nest egg last for potentially 30+ years.  This is our area of expertise and we pride ourselves in … Continued