Blog

Open Enrollment Period

Cameron Hamilton

Weekly Update

This week, we have a quick video from Cameron Hamilton. Many of you are currently in an open enrollment period for health insurance. Based on the plans we are seeing, for many, it may be better to choose a High Deductible or HSA Eligible plan. Give us a call and we can help you decide … Continued

Evaluating a Pension Buyout

Brian Burton

Atheneum

Key Takeaways:   Calculating the “hurdle rate” of return is an important first step in determining whether staying in the pension or taking a lump sum is the best option for you. Beyond the math, there are other big-picture variables that should be considered before deciding. The pension vs. lump sum decision should be made … Continued

Year-End Financial Planning & Investments Among Market Volatility

Andy Reynolds

Weekly Update

By: Andy Reynolds, CFP®, MBA COO/Partner – Ballast, Inc.     With the recent stock market volatility, many investors have, and understandably so, buried their heads in the sand, shredding investment statements without looking and focusing outside of their financial life. While many choose to simply not look, the volatility provides significant opportunities for financial improvement, … Continued

Zero-Based Budgeting for Individuals and Households

Frank Yozwiak

Weekly Update

Key Takeaways: In Zero-Based Budgeting (ZBB), you start your budget from zero, then only add in what is truly needed. ZBB is not only useful in a business environment, but also for individuals and households. ZBB is a great way to determine whether your spending is aligned with your goals, priorities, and values.     … Continued

Corporate Strategy: Trick or Treat?

Cameron Hamilton

Weekly Update

Corporate strategies can tell opposing stories about a firm’s future   Key Takeaways: Earnings season has seen growth companies downgraded amid rate hikes CEO’s actions must be weighed by investors at a firm-specific level Layoffs, buybacks, CapEx, debt, & dividends each contribute to firm outcomes     We are in the middle of third-quarter earnings … Continued

Evaluation of a Job Offer

Andy Reynolds

Atheneum

Key Takeaways – The following considerations must be made when reviewing an opportunity to take a new job or leave a W2 salary to start a business.   Nearly 93% of Americans earn income outside their primary job1. What are all the aspects of my compensation package?  This includes salary and other benefits such as … Continued

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