Takeaways from the Pandemic Relief Bill

Cameron Hamilton

Weekly Update

Stimulus checks have been delivered based on 2019 tax returns, $600/person Business owners should review their ability to claim an Employee Retention Credit Unemployment adds $300/week extra to Mar 14; eviction moratorium now to Jan 31 The most overused word of 2020 was unprecedented.  Congress was anything but when it went down to the wire … Continued

Ignore 2021 Market Prognosticators

John Boardman

Weekly Update

Last week, I came across an article discussing a poll of market “experts” and a survey they completed on their stock market predictions for 2021.  For a variety of reasons, I do not believe it is worth repeating a single prediction given.  Yes, these people are some of the most esteemed and followed analysts and … Continued

Vaccines & Volatility to Come

Cameron Hamilton

Weekly Update

A second vaccine candidate is applying for FDA approval The US has options on enough vaccines for 4X our population if all approved Covid-19 deaths & cases are near May levels and counter positive vaccine news I mentally composed the title of this article as I digested Thanksgiving turkey last Thursday, not knowing how timely … Continued

The Ballast Life Episode #14 – Elections, Vaccines & Markets

Ballast Advocates

The Ballast Life

In this episode of The Ballast Life Podcast, John and Andy discuss the implications of the the recent US elections, the impact the COIVID-19 vaccine may have on the markets, as well as their predictions for the months to come.   ———————————————————————————————————————————————————————————————————————————————————————————————————————————————————————————————————- Video Timestamps – Andy’s initial observations about the results of the election: 0:53 … Continued

COVID-19 Vaccines and the Stock Market

Andy Reynolds

Weekly Update

In the shortest of terms, a vaccine brings positive momentum to the markets. Short to mid-term, we are not out of the woods; the next few months may be challenging from a healthcare standpoint and ultimately an economic standpoint. The long-term brings expedited trends to the market/world; it will be fascinating to see how these … Continued

The Ballast Life Episode #13 – Atheneum Articles Discussion

Ballast Advocates

The Ballast Life

In this episode of The Ballast Life podcast, the Ballast Advocates sat down virtually to break down their favorite articles from our Atheneum anthology. You can download the entire anthology via this link: BallastPlan.com/Book ———————————————————————————————————————————————————————————————————————————————————————————————————————————————————————————————————- Article Timestamps “Simplifying Budgeting to One Key Number” (Frank): 1:12 – 8:01 – https://ballastplan.com/simplify-budgeting-to-one-key-number/   “Paying Down Debt vs. Saving … Continued

The Ballast Life Episode #12: The SECURE Act

Ballast Advocates

Podcast

The SECURE Act is one of the most significant pieces of legislation passed within the past few years. If you have any questions, please do not hesitate to reach out to us at 859-226-0625 or info@ballastplan.com   Timestamps: Introduction: 00:01 – 02:24 ROTH IRA Review: 2:25 – 6:24 Beneficiary Payout Strategies: 6:25 – 14:15 Strategies During … Continued

The Markets & The Election

Andy Reynolds

Weekly Update

No matter how you divide the historic political leadership landscape, at the end of the four-year cycle, the investment returns of the US markets are relatively the same. The US markets have experienced significant growth with both Republican and Democrat Presidential leadership. 10-Years after the first year of a new President’s term, in 100% of … Continued