Beware of Dots

The Federal Reserve Dot Plot has a shaky ten-year history The Dot Plot shows the Fed’s expectations of future interest rates Since its inception in 2012 it has not proved very predictive Rates have been a key driver of equity pricing over the last two years   My eighth-grade class celebrated our completion of middle […]

The Importance of Asset Allocation and Diversification

As we flip the calendar and enter 2024, many people create New Year’s Resolutions, largely designed to improve an aspect of their lives.  Many of these goals are exercise, diet, or financial based.  One area we always encourage people to review at the start of each year is their investment portfolio, the risk associated with […]