WATCH: Personal Budgeting for Business Owners
Simplify Budgeting to One Key Number
“Where does the money go?” is a question we, unfortunately, hear all too often when discussing budgeting and cash flow. Often the only thing simple about a family’s cash flow is that it is simply confusing. Let’s look at how we help simplify complicated family finances into one key number. Often times we see clients […]
Zero-Based Budgeting for Individuals and Households
Key Takeaways: In Zero-Based Budgeting (ZBB), you start your budget from zero, then only add in what is truly needed. ZBB is not only useful in a business environment, but also for individuals and households. ZBB is a great way to determine whether your spending is aligned with your goals, priorities, and values. […]
Simplify Budgeting to One Key Number
“Where does the money go?” is a question we, unfortunately, hear all too often when discussing budgeting and cash flow. Often the only thing simple about a family’s cash flow is that it is simply confusing. Let’s look at how we help simplify complicated family finances into one key number. Often times we see clients […]
Physician Retirement Planning: 5 Steps to Retire with Confidence
Physician retirement planning should feel exciting, not unsettling. Yet for many physicians, the idea of stepping away from clinical work, a steady paycheck, and a familiar routine can feel overwhelming. After decades focused on patients, family, and building financial security, how do you transition into retirement with clarity and confidence? Physician retirement planning presents unique […]
The Hidden Benefits of Saving Early in Life
We’re all aware that saving for retirement is not a strong suit for many Americans. There is no end to the alarming statistics regarding our lack of preparedness for when it’s finally time to call it a day. The most recent head-scratcher I came across was a survey conducted by J.P. Morgan Asset Management and […]
Magazine & Webinars
Ballast Financial Planning Resources: Free Webinars & Investment Magazine Read the Magazine Our quarterly wealth management magazine delivers timely financial planning insights written by our team of advisors. Read the latest issue! Read Issue 3 Watch Webinars Next Webinar: Tuesday, March 24 at 4:00 PMNavigating Medicare Register here Take the Quiz How does your financial […]
A New Year Update
This past year was, as usual, eventful for investors and beneficial for equity owners. In a Presidential election year, it can often be difficult to measure the true tone of economic optimism within this country. Voters generally feel more optimistic when their party is in power and less so when their candidate is challenging an […]
Doing the Math on Sports Gambling
Want updates and articles like this sent straight to your inbox? Sign up for our newsletter here. Labor Day is in the rearview mirror and for my family that means it is football and tailgating season. When I feel that fall nip in the air, I feel the urge to light the BBQ smoker and […]
John V. Boardman Honored for Years of Service by The Teachers Retirement System of Kentucky
LEXINGTON, Ky. (June 18, 2024) – The Teachers Retirement System of the State of Kentucky recently recognized John V. Boardman, Founder/CEO of Ballast, for his significant contributions and seven years of dedicated service to the Board of Trustees. Originally appointed to the Board of Trustees in 2017 by Gov. Bevin and reappointed in 2021 […]
Two Ways to Combat Household Inflation
Inflation is not a one-size-fits-all all phenomenon Inflation is the increase in prices over time Increasing prices means decreasing purchasing power How we choose to spend our money dictates how we experience inflation Inflation has been top of mind for every participant in our economy for three years straight: households, businesses, and policymakers. Inflation […]
Medical Professionals
COMPREHENSIVE SERVICES “…They assist with advice and solutions that meet our unique situation…” This testimonial is from a client of Ballast, Inc. Clients are not compensated for sharing their opinions and experiences with our firm. Any compensation creates a conflict of interest and any client’s comments may not be representative of any other person’s experience […]