A Tale of Two Chairs
If you tuned in to the most recent Federal Open Market Committee (FOMC) press conference in June, you may have noticed the grey-haired man with his customary purple tie did not step up to the podium as he has for the last eight years. Jerome Powell’s term as Chair of the Federal Reserve ended on […]
When Oil Prices Drive the Market
For much of modern market history, investors have focused on interest rates as the dominant force shaping equity performance. Yet in recent months, another variable has begun exerting an outsized influence on market behavior: oil prices. Movements in crude are increasingly dictating sector leadership, inflation expectations, and even investor sentiment across global equity markets. At […]
A Narrow Strait, A Wide Impact
With war now underway involving Iran, investors are understandably asking what matters most and what simply makes headlines. While attention naturally gravitates toward military developments, markets are focused on something far more practical: the Strait of Hormuz. This narrow passage connecting the Persian Gulf to global shipping routes carries roughly one-fifth of the world’s oil supply […]
Physician Retirement Planning: 5 Steps to Retire with Confidence
Physician retirement planning should feel exciting, not unsettling. Yet for many physicians, the idea of stepping away from clinical work, a steady paycheck, and a familiar routine can feel overwhelming. After decades focused on patients, family, and building financial security, how do you transition into retirement with clarity and confidence? Physician retirement planning presents unique […]
October Market Commentary
As we enter Q4, the global economy continues to show resilience, but signs of slowing momentum are becoming increasingly evident across developed and emerging markets. Following a relatively strong first half of the year, the second half has brought softer growth data, persistent inflation in certain segments, and renewed volatility in financial markets. Investors and […]
Market Commentary | Q3
Markets entered September with a cautiously optimistic tone following a mixed August that was marked by softening labor data, persistent inflation pressures, and renewed speculation around Federal Reserve policy direction. The S&P 500 posted modest gains last month, driven largely by strength in AI-related tech, semiconductors, and mega-cap growth stocks. At the same time, small-caps, […]
Guest Commentary: Stefan Hendrickson on OBBBA & Taxes
An interview with Stefan Hendrickson, CPA/ABV, Tax Associate Director, Dean Dorton. In your view, what are the most important provisions of the OBBBA that individuals and families should know about? The big headline for the OBBBA for the majority of taxpayers is the extension of many of the 2017 Tax Cuts and Jobs Act […]
Summer Market Update -Stability & Strategy
Despite bouts of heavy volatility in recent months, financial markets continue to exhibit a cautiously optimistic outlook, based on resilient economic fundamentals and strategic policy support. Economic Growth & Corporate Earnings After a sluggish start to the year, the U.S. economy is showing signs of steady, albeit moderate, growth. Consumer spending has shown resilience leading […]
Testing the Challenges of a Long Retirement
We often joke that our job was created because of increasing life expectancies and pensions seldom being offered. Obviously, finance and investing have become more complicated, and there are an ever-increasing number of investment vehicles and planning strategies we help our clients choose between. We also know there is great value placed in our ability […]
The Most Impactful Tax Changes from the One Big Beautiful Bill Act
As we flip our calendars to August, many of us find ourselves savoring the final stretch of summer by balancing travel, barbecues, and last-minute adventures with family and friends. At our house, we are tackling the remaining items on our summer bucket list and doing our best to squeeze them into an already full calendar. […]
WATCH: Mid-Year Market Update from Ballast
2025 has delivered no shortage of market drama—from sweeping tariffs and geopolitical tensions to AI volatility and record-breaking rebounds. In this mid-year update, the Ballast team breaks down the year’s first-half market moves, examines economic headwinds and tailwinds, and looks ahead to what may shape investor portfolios in the second half. Hear from: • Brian […]
Finding the Best Order for Funding Retirement
With a task as important as funding your retirement, determining which accounts to fund and in what order should not be taken lightly. Whether it’s a company plan, individual retirement account or taxable account, there are a lot of ways to save for retirement. So how do you decide where to put each dollar you […]