What Happened in the Markets Last Week?
If you have turned on the news or had a conversation around the water cooler over the past week, you have certainly heard that volatility has returned to the stock market. Headlines like “Dow sinks more than 1,000 points in global market sell-off” and “Wall Street Hammered Amid Plunging Global Markets” led on all media […]
John V. Boardman Honored for Years of Service by The Teachers Retirement System of Kentucky
LEXINGTON, Ky. (June 18, 2024) – The Teachers Retirement System of the State of Kentucky recently recognized John V. Boardman, Founder/CEO of Ballast, for his significant contributions and seven years of dedicated service to the Board of Trustees. Originally appointed to the Board of Trustees in 2017 by Gov. Bevin and reappointed in 2021 […]
Directed Corporate Trustees – An Option for Trust Beneficiaries
As pensions have largely been eliminated within the private sector, generational wealth accumulation continues to be a phenomenon impacting more and more families. Whether it be an accumulation of retirement assets, a business sale, or family generational wealth, a large amount of assets has been passed from one generation to the next. Over the next […]
529 College Savings Plans and the New FAFSA
If you are planning to save for college expenses for your child or grandchild, a 529 college savings plan can be one of the best ways to do it. You put the money into the plan, it grows tax-free, and then if you use the funds for qualified education expenses, it comes out tax-free as […]
Two Ways to Combat Household Inflation
Inflation is not a one-size-fits-all all phenomenon Inflation is the increase in prices over time Increasing prices means decreasing purchasing power How we choose to spend our money dictates how we experience inflation Inflation has been top of mind for every participant in our economy for three years straight: households, businesses, and policymakers. Inflation […]
Corporate Transparency Act – Attention LLC and Other Business Owners
A Small Business Forum with be held on March 27th at 6:00 pm at Ballast. Click here to RSVP or learn more! In 2021, Congress passed the Corporate Transparency Act (CTA), which created a new beneficial ownership information reporting requirement for nearly all business owners, LLC real estate owners included. Financial Crimes Enforcement Network […]
End of Year Planning with Cameron and Frank
We’ve entered the 4th quarter! To make the most of your end-of-year, Cameron Hamilton (Director of Financial Planning) and Frank Yozwiak (Director of Estate Planning and Tax) share a few financial best practices and strategies to consider. Topics discussed include: + Cash review and income planning + Roth conversions and tax harvesting + Retirement contributions […]
Medical Professionals
COMPREHENSIVE SERVICES “…They assist with advice and solutions that meet our unique situation…” This testimonial is from a client of Ballast, Inc. Clients are not compensated for sharing their opinions and experiences with our firm. Any compensation creates a conflict of interest and any client’s comments may not be representative of any other person’s experience […]
Entrepreneurs & Business Owners
COMPREHENSIVE SERVICES “…The professionals at Ballast, with their expertise and knowledge, were able to prepare our businesses for a safe and secure transition…” This testimonial is from a client of Ballast, Inc. Clients are not compensated for sharing their opinions and experiences with our firm. Any compensation creates a conflict of interest and any client’s […]
Non-Profits & Charitable Organizations
COMPREHENSIVE SERVICES “…our needs are met as individuals and not by a “one size fit all” approach…” Ballast advisors have a devotion to giving back to the community. As such, we have vast experience with the non-profit and charitable communities. We are equipped with knowledge to help advise organizations like yours across multiple facets from […]
Families & Individuals
COMPREHENSIVE SERVICES Families & Individuals “…As a long-term client, we would enthusiastically recommend Ballast to any family looking to have a tailored long-term partnership…” This testimonial is from a client of Ballast, Inc. Clients are not compensated for sharing their opinions and experiences with our firm. Any compensation creates a conflict of interest and any […]
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