Optimizing Required Minimum Distributions

Ballast team

Key Takeaways The IRS made a retiree-friendly tweak to its RMD schedule for 2022 When to best take retirement distributions can be opposite for two similar investors Engage Us: We do our best work when we know your updated situation     We’re only a week into 2022 and I have already spent a few […]

The Economy’s Return to Normal

Key Takeaways: Economic data indicates a return to pre-pandemic levels of activity A tight labor market has contributed to some wage inflation Inflation, wages/jobs, supply chain issues will continue to be areas of interest   As kids return to school, summer trips come to an end, and everyone starts to eye the holidays, investors and […]

Insight Into Fixed Income + Timing of Social Security

When entering retirement, the question of how to structure income can be the most influential factor in determining a family’s long-term financial well-being.  Several factors such as income source, inflation, and sequence of returns present risks and opportunities for retirees.  Today’s Atheneum discusses how we might explore retirement income with John and Jane Smith.  They […]