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Andy Reynolds
Brian Burton
Cameron Hamilton
Frank Yozwiak
John Boardman
Team Ballast
The Importance of Asset Allocation and Diversification
As we flip the calendar and enter 2024, many people create New Year’s Resolutions, largely designed to improve an aspect of their...
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Is Bad News in the Economy Actually Good News for Markets?
The notion of a slowing economy equating to rising stock prices qualifies as counterintuitive, but that is exactly what we’ve...
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The Markets & Economy – A Diverging Narrative
With the S&P 500 and Nasdaq both entering “Correction Territory,” the media has once again focused its attention on markets...
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Is it Time to Cash in I-Bonds?
The golden deal of I Bonds has subsided.   Watch Cameron here: https://youtube.com/shorts/HbPnqumYc9Q?feature=share   As...
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End of Year Planning with Cameron and Frank
We’ve entered the 4th quarter! To make the most of your end-of-year, Cameron Hamilton (Director of Financial Planning) and Frank...
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Why Are Kids So Expensive These Days?
We’re often invited to speak to student groups about financial planning and I like to end with a few pieces of advice that apply...
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College Savings
With America’s student loan debt growing larger every year, saving for college is on the minds of many of our clients. Whether...
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Putting a Value on Your Social Security Benefits
Key Takeaways: Most retirees don’t think of Social Security as an asset and therefore exclude it from their balance sheet. The...
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The Importance of Asset Allocation and Diversification
Not only has recent market volatility resulted in renewed anxiety for many investors, it has also been a stern reminder of the...
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Educating Heirs on Student Debt
One of my favorite television shows is Shark Tank, which shows aspiring entrepreneurs pitching their business plans to seasoned...
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How Much to Save for College
Will your child wow you with a 4.0 GPA in high school or do they believe C’s get degrees?   Are their sights set on...
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College Savings Vehicles
So often in life and in financial planning, perfect can be the enemy of good.  This is certainly the case when it comes to...
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We created a resource to help you succeed in your personal financial journey.

The Ballast Atheneum is a collection of our thoughts on the twelve most important topics in financial planning.